/* ShaleGrove: grove green and stone on a light canvas, warm ochre ledges. */
:root{
  --bg:#F4F3EE;--card:#FFFFFF;--ink:#1C2621;--text:#2A3530;--muted:#515E57;
  --accent:#3F5E4B;--accent-deep:#2D4637;--accent-tint:#E3EBE4;--sage:#C2D2C5;--line:#DCDFD7;
  --ochre:#D8B47A;--wash:#F3E9D5;--foot-bg:#1B2A22;--foot-text:#C8D5CC;--foot-link:#E6CD9C;
  --fd:"Funnel Display",system-ui,sans-serif;--fb:"Fira Sans",system-ui,sans-serif;--r:16px;--wrap:1140px;
  --shadow:0 18px 40px -18px rgba(45,70,55,.28);
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--fb);font-size:17px;line-height:1.62;overflow-x:hidden}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--accent)}
h1,h2,h3{font-family:var(--fd);color:var(--ink);line-height:1.12;margin:0;font-weight:700;letter-spacing:-.012em}
p,ul,ol{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px;top:0;background:var(--ink);color:#fff;padding:8px 12px;z-index:60;border-radius:8px}
.skip:focus{left:8px;top:8px}
.kicker{display:inline-flex;align-items:center;gap:10px;font-family:var(--fd);font-weight:600;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}
.kicker::before{content:"";width:28px;height:2px;border-radius:2px;background:var(--ochre)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--fd);font-weight:600;font-size:16.5px;padding:15px 28px;border-radius:999px;border:1.5px solid transparent;text-decoration:none;cursor:pointer;transition:background .18s,color .18s,border-color .18s}
.btn-primary{background:var(--accent);color:#FFFFFF;border-color:var(--accent)}
.btn-primary:hover{background:var(--accent-deep);border-color:var(--accent-deep)}
.btn-ghost{background:transparent;color:var(--accent-deep);border-color:var(--accent)}
.btn-ghost:hover{background:var(--accent-tint)}
.btn svg{width:18px;height:18px}

.mast{background:var(--bg);border-bottom:1px solid var(--line);position:relative;z-index:6}
.mast-in{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;height:64px}
.brand{grid-column:2;display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand .glyph{width:30px;height:30px;flex:0 0 30px}
.wm{font-family:var(--fd);font-size:23px;letter-spacing:-.015em;font-weight:500;color:var(--muted);line-height:1}
.wm b{font-weight:700;color:var(--ink)}
.nav{grid-column:3;justify-self:end;display:flex;align-items:center;gap:24px}
.nav a{font-family:var(--fd);font-weight:500;font-size:15px;color:var(--ink);text-decoration:none;padding:6px 0;background:linear-gradient(var(--ochre),var(--ochre)) 0 100%/0 2px no-repeat;transition:background-size .2s}
.nav a:hover{background-size:100% 2px}
.nb{grid-column:3;justify-self:end;display:none;width:44px;height:44px;border:1px solid var(--line);background:var(--card);border-radius:12px;flex-direction:column;justify-content:center;align-items:center;gap:4px;cursor:pointer}
.nb span{display:block;width:18px;height:2px;border-radius:2px;background:var(--ink)}
@media(max-width:860px){
  .mast-in{height:60px}
  .nb{display:flex}
  .nav{display:none;position:absolute;top:60px;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:var(--card);border-bottom:1px solid var(--line);box-shadow:var(--shadow);padding:6px 20px 12px}
  .nav.open{display:flex}
  .nav a{padding:13px 0;border-bottom:1px solid var(--line);background:none;font-size:16px}
  .nav a:last-child{border-bottom:0}
  .wm{font-size:21px}
  .brand .glyph{width:27px;height:27px;flex-basis:27px}
}

.hero{position:relative;overflow:hidden;padding:clamp(220px,22vw,360px) 0 64px;isolation:isolate}
.hero-photo{position:absolute;top:0;left:0;right:0;height:46vw;min-height:520px;max-height:860px;z-index:-2}
.hero-photo img{width:100%;height:100%;object-fit:cover;object-position:50% 100%}
.hero-veil{position:absolute;top:0;left:0;right:0;height:calc(46vw + 2px);min-height:522px;max-height:862px;z-index:-1;background:linear-gradient(180deg,rgba(244,243,238,.1) 0%,rgba(244,243,238,.16) 36%,rgba(243,233,213,.6) 58%,rgba(244,243,238,.94) 80%,#F4F3EE 100%)}
.hero-in{text-align:center}
.pill{display:inline-flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:6px 10px;background:rgba(227,235,228,.92);border:1px solid rgba(194,210,197,.9);border-radius:999px;padding:8px 18px;font-family:var(--fd);font-weight:600;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink);margin-bottom:18px;backdrop-filter:blur(4px)}
.pill i{width:5px;height:5px;border-radius:50%;background:var(--accent);display:inline-block}
.form-card{position:relative;width:100%;max-width:var(--card-max,600px);margin:0 auto;background:var(--card);border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:24px 24px 18px;text-align:left}
.form-card::before{content:"";position:absolute;left:24px;right:24px;top:-1px;height:3px;border-radius:0 0 3px 3px;background:var(--ochre)}
.form-card__head h2{font-size:25px;font-weight:700}
.form-card__head p{margin-top:4px;font-size:14.5px;color:var(--muted)}
.form-host{margin-top:14px}
.form-card__trust{margin-top:14px;padding-top:12px;border-top:1px solid var(--line);font-size:12.5px;color:var(--muted);text-align:center;line-height:1.5}
:root{--card-max:840px;--cta-text:#FFFFFF}#storefrontloans_apply_form{min-height:0!important}#storefrontloans_apply_form>h4{position:static!important;top:auto!important;padding:34px 0 0!important;margin:0!important;text-align:center}#storefrontloans_apply_form>img{position:static!important;top:auto!important;display:block;margin:12px auto 40px!important}#storefrontloans_apply_form .bg_holder{padding-bottom:24px!important}#storefrontloans_apply_form .button_back_area{margin-top:0!important;height:auto!important;min-height:0!important}.form-host{min-height:172px!important;text-align:left}
.ticks{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 26px;list-style:none;margin:26px auto 0;padding:0;max-width:820px}
.ticks li{display:inline-flex;align-items:center;gap:8px;font-family:var(--fd);font-weight:500;font-size:14.5px;color:var(--ink)}
.ticks svg{width:20px;height:20px;flex:0 0 20px}
.hero h1{font-size:clamp(31px,4.4vw,50px);max-width:820px;margin:40px auto 0}
.hero .sub{max-width:620px;margin:14px auto 0;font-size:17.5px;color:var(--text)}
@media(max-width:600px){
  .hero{padding:186px 0 48px}
  .hero-photo{height:330px;min-height:0}
  .hero-photo img{object-position:50% 46%}
  .hero-veil{height:332px;min-height:0;background:linear-gradient(180deg,rgba(244,243,238,0) 0%,rgba(244,243,238,.08) 40%,rgba(243,233,213,.66) 66%,rgba(244,243,238,.96) 86%,#F4F3EE 100%)}
  .pill{font-size:11px;letter-spacing:.05em;padding:7px 14px;gap:4px 8px;margin-bottom:12px}
  .pill span:first-child,.pill i:first-of-type{display:none}
  .form-card{margin-left:calc(50% - 50vw + 4px);margin-right:calc(50% - 50vw + 4px);width:auto;max-width:none;padding:20px 16px 16px;border-radius:14px}
  .form-card__head h2{font-size:22px}
  .ticks{display:grid;grid-template-columns:1fr 1fr;gap:12px 12px;justify-items:start;text-align:left;margin-top:22px}
  .ticks li{font-size:13.5px;align-items:flex-start;line-height:1.3}
  .hero h1{margin-top:32px}
  .hero .sub{font-size:16.5px}
}
.ledges{background:var(--accent-tint);padding:76px 0 72px;text-align:center;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.ledges h2{font-size:clamp(28px,3.4vw,40px);margin-top:12px}
.frag{list-style:none;padding:0;margin:34px auto 0;max-width:980px;display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:14px 0}
.frag li{font-family:var(--fd);font-weight:600;font-size:clamp(19px,2.1vw,24px);line-height:1.3;color:var(--ink);padding:0 22px;position:relative}
.frag li+li::before{content:"";position:absolute;left:0;top:50%;width:2px;height:30px;margin-top:-15px;border-radius:2px;background:var(--ochre)}
.frag li:nth-child(even){color:var(--accent-deep)}
.ledges-close{max-width:640px;margin:36px auto 0;color:var(--text)}
.ledges-close .btn{margin-top:20px}
@media(max-width:700px){
  .ledges{padding:56px 0 54px;text-align:left}
  .frag{display:block;margin-top:26px}
  .frag li{font-size:19px;padding:13px 0 13px 20px}
  .frag li::before,.frag li+li::before{content:"";position:absolute;left:0;top:50%;width:2px;height:24px;margin-top:-12px;background:var(--ochre)}
  .ledges-close{margin-top:24px}
}

.line-steps{padding:92px 0 84px}
.sec-head{max-width:640px}
.sec-head h2{font-size:clamp(28px,3.4vw,40px);margin-top:12px}
.sec-head p{margin-top:12px;color:var(--muted)}
.stops{list-style:none;padding:0;margin:52px 0 0;display:grid;grid-template-columns:repeat(3,1fr);gap:34px;position:relative}
.stops::before{content:"";position:absolute;left:28px;right:12%;top:27px;height:2px;background:linear-gradient(90deg,var(--accent) 0%,var(--sage) 70%,rgba(194,210,197,0) 100%)}
.stops li{position:relative;padding-top:78px}
.node{position:absolute;top:0;left:0;width:56px;height:56px}
.stops h3{font-size:21px}
.stops p{margin-top:8px;color:var(--text);max-width:320px}
.line-steps .more{margin-top:40px}
@media(max-width:760px){
  .line-steps{padding:64px 0 60px}
  .stops{grid-template-columns:1fr;gap:30px;margin-top:36px}
  .stops::before{left:27px;right:auto;top:20px;bottom:30px;width:2px;height:auto;background:linear-gradient(180deg,var(--accent) 0%,var(--sage) 80%,rgba(194,210,197,0) 100%)}
  .stops li{padding:6px 0 0 78px;min-height:56px}
}

.grove-band{position:relative;overflow:hidden;background:var(--accent-deep);color:#F4F3EE}
.grove-band img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% 50%}
.grove-band .veil{position:absolute;inset:0;background:linear-gradient(90deg,rgba(27,42,34,.94) 0%,rgba(45,70,55,.86) 46%,rgba(45,70,55,.2) 100%)}
.band-in{position:relative;padding:104px 0;max-width:560px}
.band-in .kicker{color:var(--ochre)}
.band-in h2{color:#FFFFFF;font-size:clamp(30px,3.8vw,46px);margin-top:14px}
.band-in p{margin-top:16px;color:#DDE7DF;font-size:17.5px}
.band-in a{display:inline-flex;margin-top:22px;color:#FFFFFF;font-family:var(--fd);font-weight:600;text-decoration:none;border-bottom:2px solid var(--ochre);padding-bottom:3px}
@media(max-width:700px){.grove-band img{object-position:82% 50%}.grove-band .veil{background:linear-gradient(180deg,rgba(27,42,34,.93) 0%,rgba(45,70,55,.84) 62%,rgba(45,70,55,.4) 100%)}.band-in{padding:68px 0 170px}}

.why{background:var(--accent-deep);color:#DDE7DF;padding:96px 0}
.why-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:56px;align-items:center}
.why .kicker{color:var(--ochre)}
.why h2{color:#FFFFFF;font-size:clamp(28px,3.4vw,40px);margin-top:12px}
.why-lead{margin-top:14px;color:#DDE7DF}
.trio{list-style:none;padding:0;margin:30px 0 0;border-left:2px solid rgba(216,180,122,.55)}
.trio li{padding:4px 0 20px 26px;position:relative}
.trio li::before{content:"";position:absolute;left:-7px;top:10px;width:12px;height:12px;border-radius:50%;background:var(--accent-deep);border:2px solid var(--ochre)}
.trio li:last-child{padding-bottom:0}
.trio h3{color:#FFFFFF;font-size:19px}
.trio p{margin-top:4px;color:#C8D5CC;font-size:16px}
.art{width:100%;max-width:560px}
@media(max-width:900px){.why{padding:64px 0}.why-grid{grid-template-columns:1fr;gap:32px}.art{max-width:460px;margin:0 auto}}
.strata-faq{padding:92px 0 84px}
.faq-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:start}
.faq-list{border-top:1px solid var(--line)}
.faq-list details{border-bottom:1px solid var(--line)}
.faq-list summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:22px 0;font-family:var(--fd);font-weight:600;font-size:19px;line-height:1.3;color:var(--ink)}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary:focus-visible{outline:2px solid var(--accent);outline-offset:4px;border-radius:6px}
.rip{flex:0 0 34px;width:34px;height:34px}
.rip rect{fill:var(--accent);transition:opacity .25s}
.rip .r2,.rip .r3{opacity:.22}
details[open] .rip .r2{opacity:.8}
details[open] .rip .r3{opacity:1;fill:var(--ochre)}
details[open] summary{color:var(--accent-deep)}
.faq-list .ans{margin:0 0 22px;padding:16px 20px;background:var(--accent-tint);border-left:2px solid var(--ochre);border-radius:0 12px 12px 0;color:var(--text)}
@media(max-width:860px){.strata-faq{padding:64px 0 56px}.faq-wrap{grid-template-columns:1fr;gap:28px}.faq-list summary{font-size:17.5px;padding:18px 0}}

.ochre-close{position:relative;overflow:hidden;background:linear-gradient(180deg,var(--accent-tint) 0%,var(--wash) 100%);padding:88px 0;text-align:center;border-top:1px solid var(--line)}
.ochre-close .rings{position:absolute;left:50%;bottom:-150px;width:980px;max-width:none;transform:translateX(-50%);pointer-events:none}
.close-in{position:relative;max-width:640px;margin:0 auto}
.ochre-close h2{font-size:clamp(28px,3.6vw,42px);margin-top:12px}
.ochre-close p{margin-top:12px;color:var(--text)}
.ochre-close .btn{margin-top:26px}
@media(max-width:600px){.ochre-close{padding:64px 0}.ochre-close .rings{width:760px;bottom:-130px}}

.foot{background:var(--foot-bg);color:var(--foot-text);padding:60px 0 40px;font-size:14.5px}
.foot-top{display:grid;grid-template-columns:1fr auto;gap:22px 40px;align-items:start;padding-bottom:26px;border-bottom:1px solid rgba(200,213,204,.16)}
.foot .brand{grid-column:auto}
.foot .wm{color:#AFC2B4}
.foot .wm b{color:#FFFFFF}
.foot-line{margin-top:12px;max-width:470px;color:var(--foot-text)}
.foot a{color:var(--foot-link)}
.foot-mail{justify-self:start;font-family:var(--fd);font-weight:600;font-size:15.5px;text-decoration:none;border-bottom:1px solid rgba(230,205,156,.5);padding-bottom:2px}
.foot-mail:hover{border-bottom-color:var(--foot-link)}
.legal-links{display:flex;flex-wrap:wrap;gap:6px 0;margin:22px 0 0;padding:0}
.legal-links a{color:var(--foot-text);text-decoration:none;font-family:var(--fd);font-weight:500;font-size:14px;padding:4px 14px;border-left:1px solid rgba(200,213,204,.28)}
.legal-links a:first-child{padding-left:0;border-left:0}
.legal-links a:hover{color:var(--foot-link)}
.disc{margin-top:22px;padding-top:22px;border-top:1px solid rgba(200,213,204,.16)}
.disc p{color:var(--foot-text);font-size:13px;line-height:1.6;margin:0 0 10px}
.disc b,.disc strong{color:#FFFFFF;font-weight:600}
.disc a{color:var(--foot-link)}
@media(max-width:760px){.foot-top{grid-template-columns:1fr}.legal-links a{padding:4px 10px}}

.sub .mast{box-shadow:0 1px 0 var(--line)}
.prose{max-width:720px;padding:60px 20px 92px}
.prose h1{font-size:clamp(32px,4.4vw,46px);position:relative;padding-bottom:18px}
.prose h1::after{content:"";position:absolute;left:0;bottom:0;width:64px;height:3px;border-radius:3px;background:var(--ochre)}
.prose .updated,.prose p.updated{margin-top:14px;font-family:var(--fd);font-weight:600;font-size:12.5px;letter-spacing:.13em;text-transform:uppercase;color:var(--muted)}
.prose h2{font-size:23px;margin-top:42px;padding-top:24px;border-top:1px solid var(--line)}
.prose h3{font-size:19px;margin-top:26px}
.prose p{margin-top:14px;line-height:1.72}
.prose ul,.prose ol{margin:14px 0 0;padding:0 0 0 22px}
.prose ul>li,.prose li{margin-top:8px;line-height:1.66;padding-left:4px}
.prose li::marker{color:var(--accent)}
.prose strong{color:var(--ink);font-weight:600}
.prose a{color:var(--accent);text-decoration:underline;text-decoration-color:var(--sage);text-underline-offset:3px;text-decoration-thickness:2px}
.prose a:hover{text-decoration-color:var(--accent)}
.prose a.btn,.prose .btn{margin-top:24px;margin-right:10px;text-decoration:none}
.prose a.btn.btn-primary{color:#FFFFFF}
.prose a.btn.btn-ghost{color:var(--accent-deep)}
@media(max-width:600px){.prose{padding:44px 20px 72px}}

.hero{padding-top:60px!important}
@media (min-width:861px){.hero{padding-top:84px!important}}

.legal-links{display:flex;flex-wrap:wrap;gap:.5rem 1.25rem}.disc p{font-size:.8rem;line-height:1.55}.cmp-modal{display:none;position:fixed;inset:0;z-index:90;background:rgba(10,14,20,.6);padding:30px 14px;overflow:auto}.cmp-modal.is-open{display:block}body.cmp-modal-open{overflow:hidden}.cmp-modal-card{max-width:860px;margin:0 auto;background:var(--card);color:var(--ink);border-radius:var(--r);box-shadow:0 30px 80px -30px rgba(0,0,0,.6)}.cmp-modal-head{position:sticky;top:0;background:var(--card);display:flex;justify-content:flex-end;padding:10px 12px;border-bottom:1px solid var(--line);border-radius:var(--r) var(--r) 0 0}.cmp-modal-close{border:0;background:var(--accent-tint);width:36px;height:36px;border-radius:9px;font-size:1.25rem;cursor:pointer;color:var(--ink)}.cmp-modal-body{padding:6px 24px 30px}.cmp-modal-body .prose{max-width:none}.cmp-modal-loading{padding:40px;text-align:center;color:var(--muted)}.unsub-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px 22px;margin:22px 0}.unsub-card__title{margin:0 0 6px;font-family:var(--fd);font-size:1.35rem}.unsub-card__sub{margin:0 0 18px;color:var(--muted)}.unsub-field{margin:0 0 14px}.unsub-field label{display:block;font-weight:600;font-size:.92rem;margin:0 0 6px}.unsub-field .opt{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.unsub-field .req{color:var(--accent-deep)}.unsub-field input,.unsub-field select{width:100%;box-sizing:border-box;min-height:48px;padding:10px 14px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);font:inherit;font-size:1rem}.unsub-field input:focus,.unsub-field select:focus{outline:2px solid var(--accent);outline-offset:1px}.unsub-field__hint{margin:6px 0 0;font-size:.8rem;color:var(--muted)}.unsub-form__submit{display:inline-block;min-height:48px;padding:12px 22px;border:0;border-radius:999px;background:var(--accent-deep);color:#fff;font:inherit;font-weight:700;cursor:pointer}.unsub-form__submit:disabled{opacity:.6;cursor:wait}.unsub-form__legal{font-size:.8rem;color:var(--muted);margin:12px 0 0}.unsub-msg{display:none;border-radius:10px;padding:12px 14px;margin:0 0 14px;font-size:.95rem}.unsub-msg--error{background:#FDECEC;color:#8A1F1F}.unsub-msg--error.is-visible{display:block}.unsub-msg--success{background:var(--accent-tint);color:var(--ink)}.unsub-card.is-success .unsub-form,.unsub-card.is-success .unsub-card__sub{display:none}.unsub-card.is-success .unsub-msg--success{display:block}