ShaleGrove
A young tree on layered stone ledges in soft morning light, behind the ShaleGrove loan request form for $100 to $5,000

Short-term loans$100 to $5,000Any credit history considered

Check your loan options

$100 to $5,000 · funds as soon as the next business day, if approved

256-bit SSL · Free to request · No obligation

  • Encrypted request
  • Free to send
  • No duty to accept
  • A referral service, not a lender

Personal loans from $100 to $5,000 for the weeks the money runs short.

Fill in one short form. Lenders in our network look at every credit type, and if you're approved, money can arrive as soon as the next business day.

Before payday

Short a little this month?

  • The furnace quit on a cold night.
  • Your hours got cut this pay period.
  • A vet visit you couldn't put off.
  • Rent is due Monday. Payday is Thursday.
  • Your card is close to its limit.
  • You'd rather not ask your brother again.

If one of these fits, send a single request for $100 to $5,000. Lenders in our network review every credit type, and some can fund as soon as the next business day, if approved.

Check my options

Short-term loans online

Three steps from request to decision.

It all happens on your phone. Nothing to print and no office to visit.

  1. Tell us the basics

    Answer a few questions in the form at the top. Most people finish in a few minutes.

  2. Hear back from a lender

    When a lender in our network can make an offer, it shows up on screen or you are sent to that lender's page.

  3. Decide on your terms

    Look over the rate, fees and due dates first. If you're approved and say yes, money can land as soon as the next business day.

Read the full process
Layered shale ledges near a quiet grove in soft light, the ShaleGrove view of a $100 to $5,000 loan request without pressure

No pressure

Read every line before you say yes.

Each offer comes straight from a lender, with the cost and the schedule spelled out. Take the time you need. You can always walk away.

See what happens after you submit

About ShaleGrove

We connect. Lenders decide.

ShaleGrove is a referral service, not a lender. We send your request for a short-term or emergency loan to lenders who review every credit type. They set the terms and make the call.

  • No cost to you

    Sending a request is free, and you can turn down any offer.

  • Credit checks are the lender's call

    A lender may look at your credit history before it makes an offer.

  • Lenders set the terms

    Each lender reviews your request and decides its own rate, amount and schedule.

Common questions

Straight answers before you start.

Have a question we missed? Email info@shalegrove.com.

Does ShaleGrove lend money?

No. ShaleGrove is a free referral service and does not make loans. Your request goes to lenders in our network, and each lender makes its own decision and sets its own terms.

What loan amounts can I ask for?

Anywhere from $100 to $5,000. What a lender offers depends on its rules, your state and the details you give, and approval is never guaranteed.

Can I still send a request with a low credit score?

You can send a request whatever your credit history. Lenders in our network consider all credit types and also weigh things like your income, but there is no guarantee of approval.

Will a lender check my credit?

Sending a request is free and does not oblige you to take a loan. A lender may run its own credit check as part of considering your request.

When would the money arrive?

If you're approved and accept an offer, funds can arrive as soon as the next business day. The exact timing depends on the lender and your bank.

What could stop my request from being approved?

Lenders can turn down a request for reasons like income they can't verify, no open checking account, where you live, or other debts. Every lender uses its own criteria.

When you're ready

One form. $100 to $5,000. No rush.

It's free to check, and you never have to accept an offer.

Check my options